Ways To Protect Yourself From Medical Identity Theft

Today, Americans are susceptible to identity theft with pretty much everything they participate in. Unfortunately, identity thieves have steadily increased the number of medical identity thefts.

Meaning of Medical Identity Theft

Medical identity theft occurs when someone uses your personal information to submit fake billings, buy drugs, or obtain medical care to Medicare in your name. Medical identity theft is quite tough to clear up than financial identity theft. Unfortunately, any events that occur with a stolen medical identity can become a part of your record. As a result, you may have a tough time obtaining insurance benefits or medical care in the future. Between 2013 and 2014, there was a 22 percent increase in medical identity theft.

Protecting yourself from Medical Identity Theft

First and foremost, you must be on the lookout for any warning signs. If you receive a bill for medical services, you never see or receive medical collection notices on your credit report that you don’t recognize. You must contact your health insurance provider and report it.

You must keep diligent medical records and keep copies of your medical history, bills, and receipts from any treatment, prescription, and doctor visits. Furthermore, keep a detailed prescription history.

You must read the statements from your health insurance plan and read the explanation of the benefits statement that your health plan sends after the treatment.

Conclusion

If you find yourself in situations where medical records are affected due to medical identity theft, you can be assured that you will have access to discount prescriptions. The WiseRX prescription discount card is free and grants savings for everyone regardless of any pre-existing conditions. Do not hesitate and download the rx prescription discount card, as it is the easy way and could help you save a lot of amounts while you purchase prescriptions.